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California Expands State-Backed Mortgage Assistance for LA Fire Survivors

California state building or officials discussing expanded mortgage assistance program for Los Angeles fire survivors
California state officials announce expanded mortgage assistance for LA Fire survivors
Published:

California has expanded the CalAssist Mortgage Fund to provide greater financial relief to homeowners impacted by the 2025 LA Fires, Sen. Ben Allen (D-Pacific Palisades) announced.

The program, which provides grants paid directly to mortgage lenders that homeowners never have to repay, will now cover 12 months of mortgage payments — up from three months — with a maximum benefit of $100,000, up from $20,000.

The income eligibility threshold for LA County residents also increased from $211,050 to $281,400.

As of January, less than $6 million of the $100 million available in the fund had been distributed to 741 homeowners, the vast majority of them survivors of the 2025 LA Fires. State officials cited the gap between available and distributed funds as the impetus for expanding the program.

"The financial burdens of recovering and rebuilding in the wake of the 2025 LA Fires have left too many people in our community in limbo and unsure of their futures," Allen said. "Programs like the CalAssist Mortgage Fund can be an important source of relief to help these survivors chart out a more successful path forward."

Allen urged swift action to deploy the available funding.

"Displaced Angelenos do not have the luxury of patience right now," he said. "This is a responsible and needed program expansion to move untapped, ready-to-go financial resources out the door for a hurting community."

Funding is limited and homeowners are encouraged to apply as soon as possible.

Edited by SMDP Staff

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