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# Insurance for life
- URL: https://www.smdp.com/insurance-for-life/
- Published: 2004-06-08T15:00:00.000Z
- Updated: 2026-10-23T04:31:11.000Z
- Author: Guest Author
- Tags: Business, Santa Monica, #archive-import

The City Council is expected to authorize a one-time increase of $30,000 for this year to a contract with Hartford Life Insurance Company, which provides city employees’ life insurance and long-term disability insurance.

City Hall currently provides most of its employees with life and long-term disability insurance benefits. When City Hall entered into an agreement with Hartford Life Insurance Company, Hartford provided a guaranteed rate for three years, with a total savings of $165,000 over the previous carrier. The contract stipulated that the total amount of the agreement would not exceed $615,000 for each year. The cost of premiums are, in part, based on eligible employees’ earnings and on the number of employees in each bargaining unit covered. Since 2002, the city’s employee census and earnings have changed, with a corresponding increase in premiums.

*Originally published in the Santa Monica Daily Press print edition on June 8, 2004.* [Read the original PDF.](https://s3.us-east-1.amazonaws.com/smdp%5Fbackissues/060804.pdf?ref=smdp.com)